How much does it cost to move off grid?
Such a simple question, such a long and complicated answer. As with so many questions regarding moving off the grid, it depends.
First, you need to start looking at off grid homes, and/or purchase a property. The location, improvements, and whether it includes a livable shelter will impact how much it will cost to get set up.
Feeling overwhelmed already? Don't worry. To calculate how much it costs to move off the grid, you'll need to research what needs to be done first.
If you're serious about prepping to live off grid, you should have at least a general vision of the lifestyle you want. And what you do or do not want or need in your home off the grid.
You may want to create a free online vision board to clarify what you want in your off grid home. And if you're moving out of state, start a "to-do" list with space to add in extra costs.
By breaking down what you need to do into a series of actionable steps, you'll get a better handle on how much it could cost to go off the grid.
Here are five steps to help you calculate how much it may cost to move off grid.
Research Off Grid Property Prices
One of your first tasks in figuring out the cost of moving off the grid is research. Research land/property purchase costs in your desired area - not just the list prices of properties, but also recent sales.
Depending on where you live, you may be able to find this information online. Otherwise, call a real estate agent.
Although you may get added to their call or email list and have to deal with "salesy" emails or phone calls, realtors can get details on recently sold off grid cabins and properties quickly.
This information will give you a better idea of the initial purchase price of an off grid property. And it can help you avoid one of the common off grid mistakes. Spending more than you should.
Another great option is to look online if you want to move off grid. Some sites to check out for North American off grid properties include GreenHomesForSale.
Tip: Don't forget the cost of long-distance moving. This could include the cost of moving boxes, renting a truck, and fuel.
Estimate Building and Reno Costs Before You Move Off Grid
If you plan to build or renovate, you'll need to get quotes from contractors or other professionals, or price out the supplies if you plan to do the work yourself. Do this BEFORE you move. Remember to add 10-15% to your total cost as a cushion for unexpected build-related expenses.
This is especially true if you're renovating an off the grid cabin. You never know what you'll find when you rip apart someone else's work. Even worse, it may cost more than expected to fix it.
Related: How to Plan Your Homestead Projects
Get Quotes on Legal Fees, Closing Costs, and Transfer Taxes
When you're working out the costs of moving to an off-grid property, don't forget to get quotes or estimates on the following:
- Legal fees
- Closing costs
- Real estate-associated taxes
- Appraisal costs
- Other fees particular to your area
Depending on where you plan to live, this may add several hundred (or in our case, several thousand) dollars to your purchase price.
4. Estimate Startup Energy and Water Supply Costs
Are you planning to build an off grid cabin from the ground up?
Maybe you're turning an existing "on-grid" home into an off grid property. Or perhaps you're just upgrading what's already there.
To help you figure out the cost to move off grid, you'll need to estimate the cost of the equipment you'll need to run your home. You'll need to consider off grid electricity, generator costs, and alternative energy options.
Don't forget installation and labor costs.
And while you're at it, start looking at ways to boost your financial self-sufficiency. That way, you'll be better prepared to handle unexpected costs when you do move off the grid.
Solar power, wind power, backup generators, diesel for the generators, propane, wood heat (stove, fireplace, plus the cost of getting the wood), water tank, water heater, the off grid water system itself - these are typical costs associated with off grid living.
Related: Our Off Grid Home Systems
5. Get a Property Insurance Quote
Once you find a property you like, get a quote on property insurance. Maybe even do this before you put in an offer.
We were shocked when the insurance quote for our off-the-grid home was almost TEN TIMES as much as the insurance on our suburban home.
Distance to the nearest emergency services (fire department), closest water hydrant/water source, and fuel sources all impact the home insurance price when you move off grid.
Getting quotes from different companies, negotiating terms, and using a university alumni discount, Dan was able to reduce our insurance so we now pay just five times what we used to.
And don't forget about your vehicles. If your dream property is off the beaten path like ours is, you'll need to invest in a sturdy four-wheel-drive pickup or SUV.
To learn more about living off the grid, continue reading below.
TIP: Theoretically, it's easier for beginners to purchase an off-grid home that is already operational. However, if solar panels, batteries, inverters, your water source, or plumbing are dated, expect to deal with breakdowns and, eventually, replacement of the systems. You will need to know the costs to start budgeting for this.
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A lot of it makes sense so living off grid is taking achance.But doable.
We've often looked into slowly getting away fro the grid; we've priced out solar panels a few times.
Yes - it was a real shock! We've heard from other off grid homeowners who were able to negotiate their insurance rates down by putting in a sprinkler system for fire protection. However, that can be pretty expensive as well.
Hi Nikki - thanks for the comment! And yes, some things, like insurance, cost much, much more for off grid properties - the risk is higher because of limited (or no) access to emergency services. In our experience, the property taxes are actually significantly less, maybe because often off grid homes are in remote areas with far fewer public services.
Wow! 10 times what it would normally cost for insurance? We pay enough, I can't even imagine! I guess it kind of makes sense though, I know those with wood stoves they use only occasionally still pay more for insurance than those of us without, so if it were being used all the time, the insurance company would assume a higher fire risk, coupled with greater distance from a fire station....but 10 times? Wow!
Do these items cost more because they are off grid? Or are they similar to buying new property of any type? Of course things like solar panels or generators is an added expense, but I'm curious about the normal things, like taxes or insurance.
🙂 gwingal
Lots of great information for folks considering this.